BIO: Thomas J. Wachowski

Tom is your personal-finance fiduciary advisor. He executes this duty through licensing as an Independent, Licensed Life Insurance Agent and a Series 65 Investment Advisor Representative with HBW Advisory Services LLC.

His business focus is helping Middle-America protect and build their wealth.  He explains;

"Many people know they need to save and to invest more. The problem is these people are busy working, going to school, raising families: they are busy living life! In addition, they have nobody they can trust to give them honest feedback with regard to their financial affairs. The result is that they don't talk about money with themselves, their family, or friends. They are improperly insured, not saving enough money for rainy days, retirement, and college, and overall they are stressed out about money!

Many people have never actually thought about how money is important to them; hence they make money choices that are not in alignment with their values or goals. I have the best job in the world: helping people make smarter choices with their money.  Choices that are in alignment with their values and goals so that their money stress is lower and one day, they might be prepared for a financial emergency, might send their kids to college, and might reach their retirement goals. When money choices are in alignment with what's important, suddenly making smart choices with money becomes easier.

I really enjoy seeing the "relief" people experience when their money affairs are in order. It's gratifying when I can help people to spend their time and energy on things that matter to them vs. stressing out about money!"




Tom & Melissa help people bridge the gap between where they are now and where they want to be.
Today Tom lives with his wife, Melissa and sons Raymond and Bennett, in Phoenix, Arizona.  She too is a licensed Life & Health Insurance Producer in Arizona & Michigan. Melissa holds Bachelor of Arts in Psychology and Masters Degree in Counseling from Oakland University in Rochester Hills, MI.  Melissa is a LPC (Licensed Professional Counselor) in Arizona.

In addition to his financial services training and licensing, Tom holds a Bachelor of Science Degree in Aeronautical Science, and graduated Magna Cum Laude from Embry-Riddle Aeronautical University in Prescott, AZ. He holds an ATP pilot certificate with over 5000 hours of flight time and, outside of his business interests, remains a very active pilot flying a Challenger 604 and Falcon 2000 jet in Scottsdale, AZ.

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Copyright © 2006 tomwachowski.com         Site by: umbrellaweb.com

Advisory Services Offered through: HBW Advisory Services LLC. 3355 Cochran Street, Suite 100, Simi Valley, CA 93063. (800)473-3856. Thomas J. Wachowski, Investment Advisor Representative. Although this agency is part of the HBW Insurance & Financial Services, Inc. marketing system, it is a separate and independent agency.  HBW Advisory Services LLC. is a separate entity from HBW Securities LLC. HBW Advisory Services LLC. does not give legal or tax advice.