Who is HBW?

HBW is an alliance of Independent Insurance Agents and Registered Representatives. Being independent means that each HBW Agent and Registered Rep. does not answer to any one insurance or investment company. Thus, with no insurance or investment-company sales quotas to meet, or public shareholders to answer to, HBW Agents and Reps. are free to do what’s right for you, our valued client.

HBW simply stands for "Helping Build Wealth." At HBW our focus is supplying the most competitive services and products to vastly underserved Middle-America families and businesses.  We work with clients in all net-worth ranges.  However, we have found that Middle-America yearns for trustworthy, honest, dependable service in protecting their wealth and providing for their retirement. The HBW Team proudly helps to fill this void.

HBW Agents & Registered Reps. are not confined to one single tree – the entire forest, lake, and sky are our resources to help clients make the right decisions.

The HBW name entails:

HBW Insurance & Financial Services, Inc.
"Helping Build Wealth"

Life Insurance
Long-Term Care Insurance
Disability Insurance
Fixed & Indexed Annuities

HBW Securities LLC

Mutual Funds
IRAs: Individual Retirement Accounts
Business Retirement Plans: 401(k), 403(b), SEP IRA, SIMPLE,
Defined Benefit Plans
Variable Annuities
College Savings Plans: 529s, Coverdale Education Savings
Accounts

HBW Mortgage Inc.

Home Mortgages
Investment Property Mortgages
Commercial Mortgages


Back to Top of Page


Copyright © 2006 tomwachowski.com         Site by: umbrellaweb.com

Securities offered through HBW Securities LLC, Member FINRA/SIPC, 3355 Cochran St., Suite 100, Simi Valley, CA 9306 (800) 473-3856. HBW Insurance & Financial Services, Inc. is a separate entity from HBW Securities LLC.  HBW Securities LLC does not give legal or tax advice. Thomas Wachowski Registered Representative 3149 West Matthew Drive Phoenix, AZ 85027.   License 4877125. Mortgages offered through Victory Financial Group, Gateway Bank, FSB.